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Maharashtra - Apply for No Objection Certificate for Mortgage

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ProcedureEdit


The Housing Department (MHADA), the Government of Maharashtra provides online facility to user to apply for No Objection Certificate for Mortgage. User can read the instructions and fill the form. Online service is provided by the government to save time of the user. The portal is available in two languages, English and Marathi; user can select any of the preferred language.

Apply Online through aaplesarkar :
  1. To apply online, the applicant shall follow the given aaple sarkar link: Link and click on the "New User? Register Here" tab.
  2. From the given options, select any one mode to create User ID and Password.
  3. Now verify UID or Create your own user profile using OTP verification on your mobile.
  4. A new page will open up where the applicant has to fill up all the personal detail(Name, D.O.B, Age, Gender, etc) in the portal.
  5. Now enter the address as per the document.
  6. After that provide mobile number and OTP, PAN No., UID No., and confirm password.
  7. Now upload a photograph between 5kB to 20kB in JPEG format.
  8. Now choose from the drop now menu any one of the Proof of Identity.
  9. Finally provide a Proof of Address by clicking from the menu on screen.
  10. Click on the declaration box and then click the "Register" tab.
  11. After login, click Link and then click on “Apply”.
  12. The applicant will get an application displayed.
  13. Fill up the application form correctly and pay the requisite fee.
  14. On completion, the applicant will be notified.
  15. You can check the status of the application in the portal by signing in with User ID and password.



Apply through Mobile APP:

  1. To apply via app, the applicant shall download the app from the given link: Link
  2. Select the preferred language
  3. A list of options will be provided from which the applicant must choose the concerned department
  4. Now a list of services will be displayed from which the applicant must select the required service
  5. The applicant must also provide the nature of service verification and click on “Apply” to proceed to verification
  6. Once verified, the applicant will be informed about the further process.



Apply Through Centres:

  1. To apply for No Objection Certificate for Mortgage through centres, the applicant has to visit the respective “CSC” centre/sewa kendra. Please tap on the following link to locate the centre according to the respective district: link.
  2. Make sure to have the documents that are listed under the “Required Documents” section of this page.
  3. An application form can be obtained through the kiosk operator upon visiting the centre.
  4. The applicant has to fill in all the necessary information in the application form.
  5. Submit the application form with “Required Documents” to the office. It is advised to take the documents in original to the kiosk for scanning purposes.
  6. The operator will process the application online.
  7. On successful submission, the applicant will receive an application number as acknowledgement. The applicant will also get a transaction number as a text message on their registered mobile number.
  8. Pay the fee as given in the “Fees” section of this page and collect the receipt.
  9. An ”SMS” triggered update on application status will be sent to the applicant’s mobile. Please keep track of the notification.
  10. Upon the satisfaction of the authorities, the permission will be granted according to the application.



Apply in Person:

  1. The applicant can download the application form:Application
  2. The filled application form along with the necessary documents mentioned below should be submitted to the MHADA office.
  3. Applications can also be made in-person through the Housing Department (MHADA) offices and sub-offices through the following link:Contacts
  4. Please make sure you have all the documents that are listed under the “Required Documents” section of this page.
  5. After the authorities validate your application and the documents that are submitted they will initiate the process to issue No Objection Certificate for Mortgage certificate.

Required documentsEdit

  • Aadhar Card

Mandatory Documents (all the documents mentioned are mandatory)
  • Affidavit on stamp paper of Rs 100 / - prescribed by MHADA
  • A letter of acceptance from the financial institution to whom the loan is to be levied
  • In case of loan taken from the financial institution, then the certificate issued by the concerned financial institution
  • Copy of receipt of payment of stamp duty on all changes, if statement / transfer is made
  • Certified copies of receipt of payment made to the entire outstanding MHADA and current month receipt (including land charges and non-agricultural charges etc.)

Photocopy of documents should be attached while applying in person and scanned documents should be uploaded while applying online.
Keep all the documents in scanned form like JPEG, GIF and PDF, so that it can be uploaded while making online application on the website. If submitting in person, xerox copies needs to be attached.

Office Locations and ContactsEdit

Further information and clarification can be obtained through following link: Contact Information
MHADA Contacts and office Location Board wise information :MHDA Contacts
Housing Department Key Persons information: Key Persons


EligibilityEdit

Provide eligibility criteria's for going through this procedure.


FeesEdit

Explain the fees structure which is required for obtaining the certificate/document.


ValidityEdit

Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Documents to UseEdit

The Application form for No Objection Certificate for Mortgage can be downloaded from the following link:Application


Sample DocumentsEdit

Please attach sample completed documents that would help other people.

Processing TimeEdit

Please explain processing time taken in obtaining the document/certificate.


Related VideosEdit

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type='website'>video ID|width|height<&/video&> from external websites. 	
Please remove the '&' inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url 'http://www.youtube.com/watch?v=Y0US7oR_t3M' Video ID is 'Y0US7oR_t3M'.


InstructionsEdit

Please provide other instructions related to the certificate/documents.
e.g. The state office holds birth records since january 1908.


Required InformationEdit

A list which displays the kind of information which is required to complete the procedure.
e.g.
1. Date of Birth.
2. City or County of Birth.


Need for the DocumentEdit

  • NOC for Mortgage is a statement of permission given to a person or a company to go ahead with the construction or purchase of a property. NOC is must have a document without which the concerned property is bound by legal hardships.


Information which might helpEdit

  • Mortgage is a legal agreement that conveys the conditional right of ownership on an asset or property by its owner (mortgagor) to a lender (the mortgagee) as security for a loan.


Other uses of the Document/CertificateEdit

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.


External LinksEdit

Maharashtra Right to Public Services Act
Maharashtra Housing and Area Development Authority
Housing Department, Government of Maharashtra

OthersEdit

More information which might help people.


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