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Philippines - Apply for PagIbig Membership (Home Development Mutual Fund)

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For Voluntary Membership[edit]

In Person
  1. Go to a nearby Pag-Ibig office.
  2. Accomplished and submit two (2) copies of the MDF and all required supporting documents to the Marketing and Enforcement Division of the concerned Pag-IBIG branch office (bring all originals for authentication).
  3. Secure Payment Order Form (POF) from Marketing and Enforcement Division and proceed to the Cash Division for payment of initial membership contributions (MC).
  4. Present all verified/stamped documents to the Marketing and Enforcement Division.
  5. Secure Payment Order Form before proceeding to Cash Division for payment of contribution.
  1. Go to this site: HDMF Online Registration.
  2. Follow the instructions and complete all required information.

For Mandatory Membership[edit]

For mandatory membership, the procedures on how to register for Pag-Ibig Membership will be given by the Human Resources department of the companies or organizations where you are a part of. Just follow the steps that will be given. Pag-Ibig Membership Registration is a usual part of the deployment of employees.

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Required Documents[edit]

  • Latest Income Tax Return (ITR)
Overseas Filipino Worker (OFW) (For Reactivating Members only)
  • Latest Contract of Employment
  • Passport or any valid ID
Unemployed Spouse (For Non-Working Spouse)
  • Written consent from member-working spouse
  • Certificate of Employment and Compensation of member-working spouse
  • Affidavit of Unemployment
  • For member-spouse with business: latest ITR
Unemployed (For Reactivating Members only)
  • Affidavit of Unemployment

Office Locations & Contacts[edit]

Pag-IBIG Fund
8-724-4244 (8-Pag-IBIG)

Letters may be sent to Members Relations Department (MRD):
2nd Flr, JELP Business Solution Center,
409 Shaw Boulevard, Brgy. Addition Hills,
Mandaluyong City, Philippines


Note: NTC issued Memorandum Order No. 10-10-2017 last October 27, 2017, directing all telecommunications providers in the country to migrate all its customers to eight-digit telephone numbers.

3000-YYYY to 3499-YYYY – Bayan Telecommunications, Inc.
6000-YYYY to 6699-YYYY – ABS-CBN Converge, Inc.
6700-YYYY to 6999-YYYY – Eastern Telecommunication Philippines/ Telecommunications Technologies Philippines Inc.
7XXX-YYYY – Globe Telecom, Inc./ Innove Communications, Inc.
8XXX-YYYY – PLDT, Inc./ Digital Telecommunications Philippines, Inc.

A customer who still incorrectly dials the old seven-digit number will hear a special announcement saying the format has been changed to eight-digit, for a period of three months after the migration (March 18, 2019 to June 17, 2019).

To know more: Migration to 8-Digit Landline Number

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For Voluntary Membership
  • Non-working spouses who devote full time to managing the household and family affairs, unless they also engage in another vocation or employment which is subject to mandatory coverage, provided the employed spouse is a registered Pag-IBIG member and consents to the Fund membership of the non-working spouse;
  • Filipino employees of foreign government or international organization, or their wholly-owned instrumentality based in the Philippines, in the absence of an administrative agreement with the Fund;
  • Employees of an employer who is granted a waiver or suspension of coverage by the Fund under RA 9679;
  • Leaders and members of religious groups;
  • A member separated from employment, local or abroad, or ceased to be self-employed but would like to continue paying his/her personal contribution. Such member may be a pensioner, investor, or any other individual with passive income or allowances;
  • Public officials or employees who are not covered by the GSIS such as Barangay Officials, including Barangay Chairmen, Barangay Council Members, Chairmen of the Barangay Sangguniang Kabataan, and Barangay Secretaries and Treasurers;
  • Such other earning individuals/groups as may be determined by the Board by rules and regulations.
For Mandatory Membership
  • All employees who are or ought to be covered by the Social Security System (SSS), provided that actual membership in the SSS shall not be a condition precedent to the mandatory coverage in the Fund. It shall include, but are not limited to:
    • A private employee, whether permanent, temporary, or provisional who is not over sixty (60) years old;
    • (A household helper earning at least P1,000.00 a month. A household helper is any person who renders domestic services exclusively to a household such as a driver, gardener, cook, governess, and other similar occupations;
    • A Filipino seafarer upon the signing of the standard contract of employment between the seafarer and the manning agency, which together with the foreign ship owner, acts as the employer;
    • A self-employed person regardless of trade, business or occupation, with an income of at least P1,000.00 a month and not over sixty (60) years old;
    • An expatriate who is not more than sixty (60) years old and is compulsorily covered by the Social Security System (SSS), regardless of citizenship, nature and duration of employment, and the manner by which the compensation is paid. In the absence of an explicit exemption from SSS coverage, the said expatriate, upon assumption of office, shall be covered by the Fund. An expatriate shall refer to a citizen of another country who is living and working in the Philippines.
  • All employees who are subject to mandatory coverage by the Government Service Insurance System (GSIS), regardless of their status of appointment, including members of the judiciary and constitutional commissions;
  • Uniformed members of the Armed Forces of the Philippines, the Bureau of Fire Protection, the Bureau of Jail Management and Penology, and the Philippine National Police;
  • Filipinos employed by foreign-based employers, whether they are deployed here or abroad or a combination thereof.


There is no fee when applying for Pag-Ibig Membership.


Explain the time until which the certificate/document is valid.
e.g. Birth Certificate Valid Forever

Documents to Use[edit]

Please attach documents that can be used by people. e.g. links

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Sample Documents[edit]

Please attach sample completed documents that would help other people.

Processing Time[edit]

Please explain processing time taken in obtaining the document/certificate.

Related Videos[edit]

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type="website">video ID|width|height<&/video&> from external websites.
Please remove the "&" inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url "" Video ID is "Y0US7oR_t3M". 

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  • An individual at least 18 years old but not more than 65 years old may apply for membership. However, the individual is required to comply with the set of rules and regulations for Pag-IBIG members including the amount of contribution and schedule of payment. In addition, they shall be subject to the eligibility requirements in the event of availment of loans and other programs/benefits offered by the Fund.
  • You may apply for Pag-Ibig Membership either in person or online. You can register online through this site: Online Membership Registration.

Required Information[edit]

A list which displays the kind of information which is required to complete the procedure.
1. Date of Birth.
2. City or County of Birth.

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Need for the Document[edit]

The Pag Ibig Fund is a government-run security organization in the Philippines. It works with its members, many of which are government employees, which issues loans and mortgages to home buyers. It provides low interest and helpful services to those who are working for the Philippines.

Following are the procedures on how to apply for Pag-Ibig Membership.

Information which might help[edit]

Enter other informations which might help

Other uses of the Document/Certificate[edit]

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.

External Links[edit]

HDMF Website

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More information which might help people.