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Morocco - Obtain Motor Insurance

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Procedure[edit]

Step 1 :The first step is to Contact any motor broker in Morocco and let them assess your motor insurance cover needs before they can refer you to the appropriate insurance provider the insurance booths are located in various places in Morocco including the Air port.

Step 2 :select the exact types of polices you are interested in purchasing. Complete the proposal form for the policies you will be undertaking for your motor vehicle.You can select the exact types of polices you are interested in purchasing, and how much limit of coverage you desire. Some types of coverage have applicable deductibles which you can choose.

Step 3 : Provide the necessary supporting documents such as your name and address, along with the year, make, and model of the vehicle you want to insure. Be completely accurate with the information you enter, so that you will get the best quote. The forms will also have a place for you to enter your driver's license number, your date of birth, and any restrictions that are printed on your driver's license. Some of this information will be used to do an investigation of your driving record for as much as 10 years ago. If there are any traffic violations in your driving history, it will cause your premium to be higher

Step 4 :You can now Conduct a valuation of the vehicle, Keep in mind that the higher deductible you choose, and less maximum limit of coverage you select, the lower your premium could be.

Step 5 : Carefully read and understand the policy document before you can sign on the form.

Step 6 : Sign the policy document; When you have completely filled in all the required information, and read and understood then submit it to the Minister of Equipment, Transport and Logistics.

Step 7 : After submission the premium for each type of coverage will instantly be calculated and at this point you can choose pay for the motor insurance



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Required Documents[edit]

  • National identity card
  • Motor vehicle log book
  • Driver's license number
  • Payment slips;


Office Locations & Contacts[edit]

The Kingdom of Morocco

Ministry of Equipment and Transport

http://www.mtpnet.gov.ma/en/Pages/home.aspx



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Eligibility[edit]

All vehicles Driven in Morocco are Eligible and must be insured in order to operate on Moroccan Roads.


Fees[edit]

Explain the fees structure which is required for obtaining the certificate/document.



Validity[edit]

1 year



Documents to Use[edit]

Please attach documents that can be used by people. e.g. links



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Sample Documents[edit]

Please attach sample completed documents that would help other people.



Processing Time[edit]

Less than 30 minutes



Related Videos[edit]

Videos explaining the procedure or to fill the applications. 
Attach videos using the following tag <&video type="website">video ID|width|height<&/video&> from external websites.
Please remove the "&" inside the tags during implementation.
Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver, 
sevenload, viddler, vimeo, youku, youtube
width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.
e.g In the following url "http://www.youtube.com/watch?v=Y0US7oR_t3M" Video ID is "Y0US7oR_t3M". 
	



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Instructions[edit]

  • Drivers should understand that in morocco if you are pulled over by the authorities and found to be without a Motor car insurance you run the risk of having your vehicle impounded on the spot.
  • It is very important that you review your insurance policy and make sure you understand all of it since every policy is different.

Having auto third party insurance is a must in Morocco.

  • When buying a motor Insurance you should do your research before buying the most suitable option so that you could generate maximum return if anything goes wrong.
  • Therefore, before you purchase any insurance policy, make sure that you read the product disclosure statement (PDS) as it tells you what your rights are. It is important to do so because you do not want to have any shocking surprises when you make a claim of accidents.


Required Information[edit]

  • 'green card'
  • Proof of identity
  • Proof of vehicle ownership.
  • provide some information to obtain your free quote
  • Driver's license number,
  • Your date of birth,
  • Any restrictions that are printed on your driver's license.








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Need for the Document[edit]

Depending on certain factors that can be involved, Moroccan people who own motorized vehicles are required to provide proof of insurance coverage. Sometimes there are legal requirements of liability coverage, and other institutions might require proof of collision and comprehensive policies. The law requires all motor vehicles to be insured in Morocco, and the insurance is supposed to cover against financial loss, theft, damages, and third party liabilities. Third party policies cover damages and injuries that are caused by you to other peoples vehicles whereas, fire and theft policy provide protection against your own losses.


Information which might help[edit]

Enter other informations which might help



Other uses of the Document/Certificate[edit]

Please explain what are other uses of obtaining this document/certificate.
e.g. Birth Certificate can be used as proof of identity.



External Links[edit]

http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2898512/



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Others[edit]

More information which might help people.

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