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	<id>https://www.wikiprocedure.com/index.php?action=history&amp;feed=atom&amp;title=Ghana_-_Obtain_Motor_Insurance</id>
	<title>Ghana - Obtain Motor Insurance - Revision history</title>
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	<updated>2026-07-31T10:27:57Z</updated>
	<subtitle>Revision history for this page on the wiki</subtitle>
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		<id>https://www.wikiprocedure.com/index.php?title=Ghana_-_Obtain_Motor_Insurance&amp;diff=82890&amp;oldid=prev</id>
		<title>Wesley: Auto</title>
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		<updated>2025-05-01T03:08:01Z</updated>

		<summary type="html">&lt;p&gt;Auto&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;==Procedure==&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Apply In-Person &amp;#039;&amp;#039;&amp;#039;&lt;br /&gt;
#To Obtain Motor Insurance in Ghana, the applicant should contact the Driver and Vehicle Licensing Authority Head Office.&lt;br /&gt;
#Address and contact details can be found in the following [http://www.dvla.gov.gh/contact.php  Contact link]&lt;br /&gt;
#Applicant has to approach the Driver and Vehicle Licensing Authority Head Office in Ghana and the, the applicant can get their application form.&lt;br /&gt;
#Fill up the appropriate application form as described by the National Health Insurance Authority of Ghana.&lt;br /&gt;
#Applicant must make sure to carry both photocopies and originals of all documents are necessary for completing this procedure and they can be found under the &amp;quot;Required Documents&amp;quot; section of this page.&lt;br /&gt;
# Applicant should attach photocopies of documents (whichever is necessary) along with the applicant from while submitting it at the office.&lt;br /&gt;
#After filling the form and fit proper test questionnaire proceed to pay the prescribed fee and that can be found under the &amp;quot;Fees&amp;quot; section of this page.&lt;br /&gt;
#Submit the application form along with the documents to one of the counter.&lt;br /&gt;
#After the application is verified and appropriate fees are paid, the certificate will be provided.&lt;br /&gt;
#The processing time for this procedure is 1 day.&lt;br /&gt;
&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;br /&gt;
==Required Documents==&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;An application for registration shall be submitted with the following:&amp;#039;&amp;#039;&amp;#039;&lt;br /&gt;
&lt;br /&gt;
*Proof of identity such as passport, national identity card.&lt;br /&gt;
*Motor vehicle Logbook&lt;br /&gt;
*Any other relevant document that may be required.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Office Locations &amp;amp; Contacts==&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Driver and vehicle licensing authority head office&amp;#039;&amp;#039;&amp;#039;&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Location&amp;#039;&amp;#039;&amp;#039;: Accra&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Address&amp;#039;&amp;#039;&amp;#039;: Jawaharlal Nehru Road, Accra, Ghana.&amp;lt;br&amp;gt;&lt;br /&gt;
GL-079-8174&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Phone&amp;#039;&amp;#039;&amp;#039;: 0800-160160/ (233) 030-2746760/ (233) 030-2746763&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Email&amp;#039;&amp;#039;&amp;#039;: info@dvla.gov.gh&amp;lt;br&amp;gt;&lt;br /&gt;
HRM9+5R Accra, Ghana&amp;lt;br&amp;gt;&lt;br /&gt;
Contact number- +233 30 74 6760&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Website&amp;#039;&amp;#039;&amp;#039; [https://www.dvla.gov.gh/&amp;#039;&amp;#039;&amp;#039;Link&amp;#039;&amp;#039;&amp;#039;]&amp;lt;br&amp;gt;&lt;br /&gt;
[https://goo.gl/maps/wzoMPooLopZfhzFB8&amp;#039;&amp;#039;&amp;#039;Location link&amp;#039;&amp;#039;&amp;#039;]&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Ministry of Transport&amp;#039;&amp;#039;&amp;#039;&amp;lt;br&amp;gt;&lt;br /&gt;
P.O. Box M57&amp;lt;br&amp;gt;&lt;br /&gt;
Ministries, Accra-Ghana&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Phone&amp;#039;&amp;#039;&amp;#039;: +233 (0) 302 661575, +233 (0) 302 671328&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Fax:&amp;#039;&amp;#039;&amp;#039; +233 (0) 302 76 3908, +233249241251&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Email&amp;#039;&amp;#039;&amp;#039;: info@mot.gov.gh&amp;lt;br&amp;gt;&lt;br /&gt;
[http://www.mot.gov.gh/20/contact-ministry-of-transport&amp;#039;&amp;#039;&amp;#039;Location link&amp;#039;&amp;#039;&amp;#039;]&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Eligibility==&lt;br /&gt;
*Every motor vehicle operated on Ghanaian roads must be insured are eligible.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Fees==&lt;br /&gt;
Varies greatly depending on the type of cover and the class in which the vehicle belongs.&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Motor cycles:&amp;#039;&amp;#039;&amp;#039;&lt;br /&gt;
*Own damage: 10 percent claim, minimum GHS 100,000&lt;br /&gt;
*Theft and total loss: 15 percent claim minimum 100,000 recommended rates 10percent&lt;br /&gt;
*Motor (private)&lt;br /&gt;
*Saloon, satiation wagon and pick-ups (private use only)&lt;br /&gt;
*Excess: own damage 10 percent claim, minimum GHS 100,000&lt;br /&gt;
*Theft and total loss: 15 percent of claim, minimum 100,000. Recommended rate 4percent.&lt;br /&gt;
*Buses (minibus/taxi, coaster $buses).&lt;br /&gt;
*PSV recommended rate 7.5 percent&lt;br /&gt;
*PMO/ corporate &amp;amp; school buses recommended rate 6 percent&lt;br /&gt;
*Special type; Ambulances, hearses, bullion vans, firefighting trucks, farm vehicles, motor recovery vehicles.&lt;br /&gt;
*Excess: own damages 10 percent of claim minimum GHS 200,000.&lt;br /&gt;
*Theft and total loss: 15 percent of claim minimum GHS 200,000 recommended rate 4 percent.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Validity==&lt;br /&gt;
*This is valid for a period of 1year.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Documents to Use==&lt;br /&gt;
 Please attach documents that can be used by people. e.g. links&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Sample Documents==&lt;br /&gt;
 Please attach sample completed documents that would help other people.&lt;br /&gt;
&lt;br /&gt;
&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;br /&gt;
==Processing Time==&lt;br /&gt;
*The processing time for this procedure is 1 day.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Related Videos==&lt;br /&gt;
 Videos explaining the procedure or to fill the applications.&lt;br /&gt;
 Attach videos using the following tag &amp;lt;&amp;amp;video type=&amp;#039;website&amp;#039;&amp;gt;video ID|width|height&amp;lt;&amp;amp;/video&amp;amp;&amp;gt; from external websites.&lt;br /&gt;
 Please remove the &amp;#039;&amp;amp;&amp;#039; inside the tags during implementation.&lt;br /&gt;
 Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,&lt;br /&gt;
 sevenload, viddler, vimeo, youku, youtube&lt;br /&gt;
 width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.&lt;br /&gt;
 e.gIn the following url &amp;#039;http://www.youtube.com/watch?v=Y0US7oR_t3M&amp;#039; Video ID is &amp;#039;Y0US7oR_t3M&amp;#039;.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Instructions==&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;There are three distinct types of motor insurance that the applicant should know&amp;#039;&amp;#039;&amp;#039;:&amp;lt;br&amp;gt;&lt;br /&gt;
*Third party- covers third party body injury and property damages that might occur in an accident.&lt;br /&gt;
*The comprehensive cover- cover third party and second party but does not cover first party and family. Owner and family members are required to take personal accident cover.&lt;br /&gt;
*Third party fire&amp;amp; theft cover- covers theft in addition to covering third party liability.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&lt;br /&gt;
==Required Information==&lt;br /&gt;
*Full name of owner of vehicle&lt;br /&gt;
*Permanent Address&lt;br /&gt;
*Temporary Address&lt;br /&gt;
*Full Vehicle Details&lt;br /&gt;
*Residential address of the applicant&lt;br /&gt;
*Nationality of the applicant&lt;br /&gt;
*Tin number and password&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Need for the Document==&lt;br /&gt;
*The law requires all motor vehicles to be insured in Ghana, and the insurance is supposed to cover against financial loss, theft damages and third party liabilities.&lt;br /&gt;
*This is captured under insurance Act. Getting an insurance cover that meets the applicant’s specific requirement can be a difficult task.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Information which might help==&lt;br /&gt;
 Enter other informations which might help.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Other uses of the Document/Certificate==&lt;br /&gt;
 Please explain what are other uses of obtaining this document/certificate.&lt;br /&gt;
 e.g. Birth Certificate can be used as proof of identity.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==External Links==&lt;br /&gt;
 Place some external links which might help.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Others==&lt;br /&gt;
 More information which might help people.&lt;br /&gt;
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[[Category:Ghana]]&lt;br /&gt;
&lt;br /&gt;
&amp;lt;seo title=&amp;quot;Ghana - Obtain Motor Insurance&amp;quot; titlemode=&amp;quot;append&amp;quot; keywords=&amp;quot;Ghana Motor Insurance,Ghana Insurance Motor,GHA Motor Insurance,GHA Insurance Motor&amp;quot;  description=&amp;quot;Ghana - Obtain Motor Insurance&amp;quot;&amp;gt;&amp;lt;/seo&amp;gt;&lt;/div&gt;</summary>
		<author><name>Wesley</name></author>
	</entry>
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