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	<title>Bahamas - Apply for Educational Loans - Revision history</title>
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	<updated>2026-06-05T09:12:04Z</updated>
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		<summary type="html">&lt;p&gt;Auto&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;==Procedure==&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Apply In-Person&amp;#039;&amp;#039;&amp;#039;&amp;lt;br&amp;gt;&lt;br /&gt;
#The Applicant must submit a letter of request and supporting documents to the immediate supervisor.&lt;br /&gt;
#Visit the following  Details [https://www.bahamas.gov.bs/wps/portal/public/About%20Us/Contact%20Us/!ut/p/b1/vZTZkqIwFIafpR-AJgHCcsmmsspqgBsrKoJCBFwbn36cKaum5qLtmymTq1S-U3-d71TCFmzGFgdy3VXkvOsOpP19LsRlqIEwdhVenUquBKxESkTHMoBo8Q8gfwDgm6WCP_U8mHqqKsjenEsUYEEdik6KgKZLz_oXwKv8ucRiNgPCMt6D49wZm27c6MHCyG5KVrobWQoccPAdaMJRTeIoo31oF27o6sehm0jbmoaH2wWvwd1xRxjpOsR-qPYJGKenAGt1nTb9UNJeKw79pdTKNS2c7RChrp2OpOgHTMS6y6l27OiE0v7S57jtiYjqwh5jYjtpS52cUubYYJwLKgnNryH8-Hj2_KKpH5zbbLFb0c_bmn6CT16SeIgAx3NAhhBB8aGkeG0dPYFXU3vtHbH-rKMlmz8w6Vss5tnkOZ6xt-7NPdrfo8A3Oy5JTxDcU-Abs9BfTaxYwfDs6gAamI8f93H6ZXvN2fb9LNgsolRTjd3Cibc_BHLcuwPhuwOlNwda71Zq_X-l_7wXhBAv8pyIABKgwonsYp8LkiFbN8NKlnp3npGTcpoQeaJptq63MDQ7iwxZ022ipVwC6_jl9eAgM1iCRnXE5PHv6FUeVc4Ax7q6eSQr_VVn73WVqWq8tY7TnboJtGuATXDzqqESuJbPZJlpPI5cPQrmC4YLg2uIlNa_QGeyr7fZMiju7jXzmAkzu5GKg7tVa-7Npm14nOwXOEK0IdLUaS6XVlkzqlBfTKEuzSSTO34M0qthfbA9TdOri2xza2T3v1v9BWKlwyg!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/ Contact Link].&lt;br /&gt;
#After that, the letter of request and supporting documentation are sent to the Human Resources department (HR).&lt;br /&gt;
#The letter and supporting documentation are then sent to the Permanent Secretary / Head of Department by the HR section.&lt;br /&gt;
#The letter and supporting documentation are then sent to the Department of Public Service for review.&lt;br /&gt;
#The Permanent Secretary and Minister of the Department of Public Service will review the request.&lt;br /&gt;
#The information is transferred to the Accounts Section for processing once it has been accepted.&lt;br /&gt;
#The voucher is prepared and submitted to the Department of Public Treasury.&lt;br /&gt;
#The permission or denial is sent to the agency by the Department of Public Service.&lt;br /&gt;
&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;br /&gt;
==Required Documents==&lt;br /&gt;
*Letter of Request&lt;br /&gt;
*Letter of Acceptance from an Accredited Institution&lt;br /&gt;
*Costing&lt;br /&gt;
&lt;br /&gt;
&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;br /&gt;
==Office Locations &amp;amp; Contacts==&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;The Department of Public Service&amp;#039;&amp;#039;&amp;#039;&amp;lt;br&amp;gt;&lt;br /&gt;
Poinciana Hill Complex&amp;lt;br&amp;gt;&lt;br /&gt;
Meeting Street Nassau,&amp;lt;br&amp;gt;&lt;br /&gt;
New ProvidenceThe Bahamas&amp;lt;br&amp;gt;&lt;br /&gt;
Tel :(242) 502-7200&amp;lt;br&amp;gt;&lt;br /&gt;
Fax: (242) 326-6929&amp;lt;br&amp;gt;&lt;br /&gt;
Opening hours: 9:00 am to 5:00 pm, Monday to Friday, except public holidays&amp;lt;br&amp;gt;&lt;br /&gt;
[https://www.bahamas.gov.bs/wps/portal/public/About%20Us/Contact%20Us/!ut/p/b1/vZTZkqIwFIafpR-AJgHCcsmmsspqgBsrKoJCBFwbn36cKaum5qLtmymTq1S-U3-d71TCFmzGFgdy3VXkvOsOpP19LsRlqIEwdhVenUquBKxESkTHMoBo8Q8gfwDgm6WCP_U8mHqqKsjenEsUYEEdik6KgKZLz_oXwKv8ucRiNgPCMt6D49wZm27c6MHCyG5KVrobWQoccPAdaMJRTeIoo31oF27o6sehm0jbmoaH2wWvwd1xRxjpOsR-qPYJGKenAGt1nTb9UNJeKw79pdTKNS2c7RChrp2OpOgHTMS6y6l27OiE0v7S57jtiYjqwh5jYjtpS52cUubYYJwLKgnNryH8-Hj2_KKpH5zbbLFb0c_bmn6CT16SeIgAx3NAhhBB8aGkeG0dPYFXU3vtHbH-rKMlmz8w6Vss5tnkOZ6xt-7NPdrfo8A3Oy5JTxDcU-Abs9BfTaxYwfDs6gAamI8f93H6ZXvN2fb9LNgsolRTjd3Cibc_BHLcuwPhuwOlNwda71Zq_X-l_7wXhBAv8pyIABKgwonsYp8LkiFbN8NKlnp3npGTcpoQeaJptq63MDQ7iwxZ022ipVwC6_jl9eAgM1iCRnXE5PHv6FUeVc4Ax7q6eSQr_VVn73WVqWq8tY7TnboJtGuATXDzqqESuJbPZJlpPI5cPQrmC4YLg2uIlNa_QGeyr7fZMiju7jXzmAkzu5GKg7tVa-7Npm14nOwXOEK0IdLUaS6XVlkzqlBfTKEuzSSTO34M0qthfbA9TdOri2xza2T3v1v9BWKlwyg!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/ Contact Link]&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Eligibility==&lt;br /&gt;
*Unpaid leave recipients are usually eligible for educational loans. However, this benefit has been expanded to allow students studying at regionally recognised schools to work while pursuing their educational aspirations.&lt;br /&gt;
*Educational Loans are offered in exceptional instances to recipients of Limited In-Service Training Awards (salary only) who are having financial issues covering training costs.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Fees==&lt;br /&gt;
The loan is subject to an interest rate of 8%.&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Validity==&lt;br /&gt;
There is no deadline for this process.&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Documents to Use==&lt;br /&gt;
 Please attach documents that can be used by people. e.g. links&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Sample Documents==&lt;br /&gt;
 Please attach sample completed documents that would help other people.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Processing Time==&lt;br /&gt;
Requests for Educational Loans are completed within three months at the Department of Public Service.&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Related Videos==&lt;br /&gt;
 Videos explaining the procedure or to fill the applications.&lt;br /&gt;
 Attach videos using the following tag &amp;lt;&amp;amp;video type=&amp;#039;website&amp;#039;&amp;gt;video ID|width|height&amp;lt;&amp;amp;/video&amp;amp;&amp;gt; from external websites.&lt;br /&gt;
 Please remove the &amp;#039;&amp;amp;&amp;#039; inside the tags during implementation.&lt;br /&gt;
 Website = allocine, blip, dailymotion, facebook, gametrailers, googlevideo, html5, metacafe, myspace, revver,&lt;br /&gt;
 sevenload, viddler, vimeo, youku, youtube&lt;br /&gt;
 width = 560, height = 340, Video ID = Can be obtained from the URL of webpage where the video is displayed.&lt;br /&gt;
 e.g In the following url &amp;#039;http://www.youtube.com/watch?v=Y0US7oR_t3M&amp;#039; Video ID is &amp;#039;Y0US7oR_t3M&amp;#039;.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Instructions==&lt;br /&gt;
 Please provide other instructions related to the certificate/documents.&lt;br /&gt;
 e.g. The state office holds birth records since january 1908.&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Required Information==&lt;br /&gt;
 A list which displays the kind of information which is required to complete the procedure.&lt;br /&gt;
 e.g.&lt;br /&gt;
 1. Date of Birth.&lt;br /&gt;
 2. City or Country of Birth&amp;lt;br&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Need for the Document==&lt;br /&gt;
It is required to qualifying officers to assist with defraying expenses as they pursue their educational goals.&amp;lt;br&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Information which might help==&lt;br /&gt;
[https://www.bahamas.gov.bs/wps/portal/public/Training/Education%20Loans/!ut/p/b1/vZPLjqJAGIWfpR-ApqCAkiU3EbkIgtw2BtDhWoCNgPL040w6mcyi7VlMrFpV_u_k5D8nRcZkSMZtMpV5ci27Nml-vWPu6IjAcQ0eCioyENA85HG6JgNOgw8gegDgiyOA33oIVFMQmJW5oz0eaJREcfqBBaKEPvVPgGf-O0QGZLiJFlEatFlR9sfbYdxFadaY4eB_-MxBTGmwnpteLS1w4D86_nZF2DvbeaTsdsOJvZd8J_rceCMyIvuRZGKWSjik-oIfeSUsdEgY1VhRWF2au2JVYEOfFs-Y2e1qNByptOuZJngwmNP2Ytipp-rryW-x14i9q9-VVjpP5YZvxqus1rKGKGjTstXo-dvn3k8W-6fcv9SzT_UOTW7JuEzx-5zhd_AOEYIUC2hIgxVFsRT3iDV-3hz7CTxr_nl37HcAIq1Nh89k9MDQl5gLSY8MAXN0q3uvLfWyrxYHWqAGlnKhgOybXmU7VqrOrpVQpizqwk3FlyDB2zEK-jHlxojTy1wo96MVfWNG0680o15phl5opr0yRu3_xvjXx2FZFnKQ5ljAMhRPc6RfRRySu62gKP7xFsQ6TtprpWvWvjCvtRmZg9lhJNnGypan0FNov0mhH9-Nnc-kSrqShOJjY57UxnX7NpdSj86RJlKZTLnz4HGEoOPTOsjWpdVbudw6DMJc6s1E3c3JR3cdz0vZOjAHNwwxEq04oOeTE0yZX8KYrr2GyI7SUePMy44nOmXLM2vGSy8bGHNDv0SWVTA-Tvo0hsURh8VU2_JpKAK0EjKf8Cnh7Y3s8eEw6Qa7VfYr68efaz6GPwFx0X2F/dl4/d5/L2dBISEvZ0FBIS9nQSEh/   Website Link]&amp;lt;br&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&amp;lt;br&amp;gt;&lt;br /&gt;
==Other uses of the Document/Certificate==&lt;br /&gt;
 Please explain what are other uses of obtaining this document/certificate.&lt;br /&gt;
 e.g. Birth Certificate can be used as proof of identity.&lt;br /&gt;
&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;br /&gt;
==External Links==&lt;br /&gt;
 Place some external links which might help.&lt;br /&gt;
&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;br /&gt;
==Others==&lt;br /&gt;
The maximum loan amount is $3,000 (one per study session), and suggestions should be submitted one month ahead of time. These loans have an additional 8% interest rate. Deductions begin once the course is completed.&amp;lt;br&amp;gt;&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
[[Category:Bahamas]]&lt;br /&gt;
&lt;br /&gt;
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		<author><name>Wesley</name></author>
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